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Diamonds Are For Ever

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Buying a piece of forever

Buying a great diamond needn't be a difficult process. All you need to do is learn a few facts and follow a few simple tips.

The tradition of buying a diamond engagement ring is not new--it dates back more than 500 years. In 1477, Austria's Archduke Maximilian began the trend by presenting a simple diamond ring to his fiancée, Mary of Burgundy. He was instructed by his advisors to give her a gold ring set with a diamond to be worn on the third finger of her left hand--the finger believed by the ancient Egyptians to contain a "love vein" that coursed directly to her heart. It must have worked: Mary of Burgundy became his wife and thus began the most romantic tradition the world has ever known.

EngagementFor couples maintaining that tradition today, the road is decidedly smoother than it was five centuries ago. There are many more diamonds available on the market, and due to technological advances, they are more expertly cut than ever before. Finally, today's selection of diamonds and diamond rings is broad enough to satisfy every taste level and budget. There are, however, some guidelines to purchasing a diamond that can help first-time buyers.

Money Matters
First, say the experts, determine your budget and how much you want to spend. Express the number in a range rather than a fixed numeral. Of course, how much to spend on any gift is a personal matter, most often determined by the purchaser's income. According to De Beers, the world's largest source of rough and polished diamonds, two months' salary is an appropriate amount to spend on a diamond engagement ring. Surveys indicate men agree this is a good guideline, but remember, it is a suggestion only, the final decision rests with the buyer.

Style Council
Next, have a basic idea of what she'd like. If you are shopping together, it will be easy, but if the diamond is intended as a surprise, it may take a bit of research. Has she admired a particular shape of diamond or style of ring from one of her friends? What is her personal style? Does she opt for classic clothing designs in traditional cuts? Maybe she would prefer a classical design, such as a round brilliant diamond in a prong setting. Does she wear designer clothing or trendy styles? She may like a ring with a fancy-cut stone or a design where the center stone is embellished with smaller side stones. Ask a trusted friend or relative for advice and pay close attention to her reaction to other women's engagement rings.

Know the Cs
When you're ready to shop, review the "Four Cs." Briefly, these refer to the diamond's cut (the number and placement of facets, their polish and symmetry); the diamond's clarity (the number of inclusions, or natural markings, that may or may not affect its beauty); its color (in the case of white diamonds, the absence of color that allows the stone to reflect and refract light); and finally the stone's weight, expressed in carats. All of these characteristics are important for gauging the quality of a diamond, but it may be helpful to decide which factor is most important and which is least important to help guide your buying process.

Who's the Man?
Always buy diamonds and diamond jewelry from a reputable source. You wouldn't buy a car from a guy on the street without knowing something about the car and the person selling it. How can you buy a diamond that way? Shop around and don't be afraid to ask questions about qualities, prices, return policies and guarantees. Furthermore, don't be afraid to ask for a certificate with your purchase. Diamond certificates are issued by the Gemological Institute of America as well as a number of qualified laboratories around the world. They evaluate your diamond on the basis of size, clarity, color and finish and illustrate all the identifying characteristics of your stone.

Just the Facts
Become familiar with basic diamond shapes and settings, including the following:
Bezel setting--A diamond is completely surrounded by precious metal, which is formed into a picture frame around the stone.
Channel setting--A setting technique that uses two strips of metal to hold the stones at the sides. Most channel settings resemble a railroad track with the diamonds in the center.

Fancy cut--A diamond in any shape other than round, including pear, oval, emerald, triangle, princess and marquise.

Prong setting--Any type of setting where the diamond is held in place using long, slender prongs of metal, the number and placement of the prongs determined by the stone's shape. Most popular for round brilliant diamonds are four-prong or six-prong settings, the latter also known as a "Tiffany" setting.
Solitaire--The mounting of a single gemstone.

Forever
Finally, when buying a diamond or diamond jewelry, a good rule of thumb is to go for the best quality you can afford at your price level. With proper care, this diamond will last forever; therefore its quality should be your highest concern.

 

 

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